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Finance - Benefits:
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Practical, Achievable and Tangible Benefits
Main Financial Gains:
- Possible lower down payments.
- More approved loans.
- Possible longer terms.
- Lower monthly payment and the potential offer of higher quality vehicles.
- Lower delinquencies.
- Frees more cash for capital purchases.
- Drastically reduces stolen vehicles.
- Increases sales at all levels.
- Considerable lower interest loans when applicable.
- Dramatically reduces 1st payment defaults.
- Reduces write offs.
- Drastically reduces repossessions & increase redemptions.
- Improves cash flow.
- Reduces collection efforts.
- Easier Management of collections.
- Attracts higher quality sales people
- Increases Customer Retention.
- Potentially helps customers repair their credit.
- Increases referrals.
- Reduces advertising expenditures.
- Enhances name recognition.
Finance organizations can make use of the Sekurus International SekurPay™ Finance Solutions functionality in a wide range of ways including the following: :
- SekurPay™ application has the optional ability to remotely turn the engine on or off. This feature can be automated with a set time and date or activated by the organsiation via the SekurPay™ application in the event of delinquency or vehicle theft thus facilitating vehicle recovery via the location facility.
- SekurPay™ offers a roadside assistance facility to be initiated when a customer has an accident or some other type of breakdown with their vehicle, the service provider sends a tow truck or repair shop vehicle, according to the case, from its network suppliers to the place of the incident. SekurPay™ will send the alert to the service provider who will locate the vehicle and communicate directly with the customer in order to identify the nature of the required assistance. It can be contracted by the Financers Insurance department or external Insurance companies.
- SekurPay™ offers the financing company the opportunity to negotiate lower vehicle insurance premiums on the loaned vehicle. This is due to the loan underwriting requirements possibly being reduced as the loan is more comprehensively secure both in terms of payments and as a physical asset that can be located and recovered in the event of payment delinquency.
- SekurPay™-GPS immediately transmits a real time alert to the control centre application where the vehicle’s security system input is activated via Dallas key, keyboard or remote controller. Such security monitoring protects the financer’s asset throughout the loan period thus allowing underwriting to be reduced.
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